WO2000010068A3 - Apparatus for and method of electronic currency generation, transfer and redemption - Google Patents

Apparatus for and method of electronic currency generation, transfer and redemption Download PDF

Info

Publication number
WO2000010068A3
WO2000010068A3 PCT/US1999/018356 US9918356W WO0010068A3 WO 2000010068 A3 WO2000010068 A3 WO 2000010068A3 US 9918356 W US9918356 W US 9918356W WO 0010068 A3 WO0010068 A3 WO 0010068A3
Authority
WO
WIPO (PCT)
Prior art keywords
electronic
electronic currency
new
redemption
transfer
Prior art date
Application number
PCT/US1999/018356
Other languages
French (fr)
Other versions
WO2000010068A2 (en
WO2000010068B1 (en
Inventor
Richard C Fuisz
Original Assignee
Richard C Fuisz
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Richard C Fuisz filed Critical Richard C Fuisz
Priority to EP99942146A priority Critical patent/EP1125181A4/en
Priority to CA002340055A priority patent/CA2340055A1/en
Priority to JP2000565449A priority patent/JP2002522840A/en
Priority to AU55589/99A priority patent/AU5558999A/en
Publication of WO2000010068A2 publication Critical patent/WO2000010068A2/en
Publication of WO2000010068A3 publication Critical patent/WO2000010068A3/en
Publication of WO2000010068B1 publication Critical patent/WO2000010068B1/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/29—Payment schemes or models characterised by micropayments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/381—Currency conversion
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/403—Solvency checks

Abstract

An electronic form of commerce that provides acceptable levels of security while at the same time permitting anonymous electronic transfers of money substitutes, including a new form of electronic currency (3 & 4), new forms of electronic counterfeit protection, a new storage device (20) that may, but which does not have to be, used with this new form of electronic currency (3 & 4), an electronic currency generator (17 & 18) and an apparatus for tracking incoming cash reserves (21).
PCT/US1999/018356 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption WO2000010068A2 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
EP99942146A EP1125181A4 (en) 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption
CA002340055A CA2340055A1 (en) 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption
JP2000565449A JP2002522840A (en) 1998-08-13 1999-08-12 Electronic money generation transfer and redemption apparatus and method
AU55589/99A AU5558999A (en) 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US13382498A 1998-08-13 1998-08-13
US09/133,824 1998-08-13

Publications (3)

Publication Number Publication Date
WO2000010068A2 WO2000010068A2 (en) 2000-02-24
WO2000010068A3 true WO2000010068A3 (en) 2000-05-18
WO2000010068B1 WO2000010068B1 (en) 2000-06-22

Family

ID=22460451

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US1999/018356 WO2000010068A2 (en) 1998-08-13 1999-08-12 Apparatus for and method of electronic currency generation, transfer and redemption

Country Status (5)

Country Link
EP (1) EP1125181A4 (en)
JP (1) JP2002522840A (en)
AU (1) AU5558999A (en)
CA (1) CA2340055A1 (en)
WO (1) WO2000010068A2 (en)

Families Citing this family (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN1705951A (en) * 2002-10-18 2005-12-07 松下电器产业株式会社 Electronic settlement method and electronic money recording medium and processing device
JP2006187344A (en) * 2004-12-28 2006-07-20 Sankyo Kk Game system
WO2013131560A1 (en) * 2012-03-06 2013-09-12 Giori Roberto Method for generating an electronic/digital banknote and machine for carrying out the said method
GB2539430A (en) * 2015-06-16 2016-12-21 The Provost Fellows Found Scholars & The Other Members Of Board Of The College Of The Holy & Unidv T Digital token exchange system
CN106845950A (en) * 2017-02-06 2017-06-13 吕文华 A kind of digital currency for meeting binary system

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US5557518A (en) * 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US5644727A (en) * 1987-04-15 1997-07-01 Proprietary Financial Products, Inc. System for the operation and management of one or more financial accounts through the use of a digital communication and computation system for exchange, investment and borrowing
US5754654A (en) * 1994-11-18 1998-05-19 Hitachi, Ltd Electronic ticket vending system and method thereof

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5644727A (en) * 1987-04-15 1997-07-01 Proprietary Financial Products, Inc. System for the operation and management of one or more financial accounts through the use of a digital communication and computation system for exchange, investment and borrowing
US5453601A (en) * 1991-11-15 1995-09-26 Citibank, N.A. Electronic-monetary system
US5455407A (en) * 1991-11-15 1995-10-03 Citibank, N.A. Electronic-monetary system
US5898154A (en) * 1991-11-15 1999-04-27 Citibank, N.A. System and method for updating security information in a time-based electronic monetary system
US5557518A (en) * 1994-04-28 1996-09-17 Citibank, N.A. Trusted agents for open electronic commerce
US5590038A (en) * 1994-06-20 1996-12-31 Pitroda; Satyan G. Universal electronic transaction card including receipt storage and system and methods of conducting electronic transactions
US5754654A (en) * 1994-11-18 1998-05-19 Hitachi, Ltd Electronic ticket vending system and method thereof

Also Published As

Publication number Publication date
WO2000010068A2 (en) 2000-02-24
EP1125181A4 (en) 2001-10-17
AU5558999A (en) 2000-03-06
JP2002522840A (en) 2002-07-23
WO2000010068B1 (en) 2000-06-22
CA2340055A1 (en) 2000-02-24
EP1125181A2 (en) 2001-08-22

Similar Documents

Publication Publication Date Title
WO2002031614A3 (en) Automated multi-level marketing system
EP0319525A3 (en) Method and apparatus for currency validation
CA2182173A1 (en) Efficient Electronic Money
CA2163365A1 (en) System and method for revaluation of stored tokens in ic cards
AU2001276020A1 (en) Methods and systems for electronic receipt transmission and management
WO1998026376A3 (en) Postpaid traveler's checks
AU5742200A (en) Electronic statement, bill presentment and payment system and method
CA2229012A1 (en) System and method for commercial payments using trusted agents
AU4486689A (en) Returned-value blind signature systems
AU7625596A (en) Method of debiting an electronic payment means
AU2001247362A1 (en) Method and apparatus for sending money via an electronic greeting card over the internet
CA2288727A1 (en) Electronic transaction
AU8427498A (en) Method and system for payment by electronic cheque
HK1007816A1 (en) System for checking the validity of a data carrier
AU6197801A (en) Method of conducting secure transactions containing confidential, financial, payment, credit, or other information over a network
CA2217764A1 (en) Method and apparatus for generating personal identification numbers for use in consumer promotions
MY123850A (en) Improvements relating to electronic transactions
EP1273350A3 (en) method for debasing coins, devices suitable for carrying out such a method as well as debased coins
CA2128355A1 (en) Method and Apparatus for Recording Usage Data of Card Operated Devices
WO2004088596A3 (en) Electronic delivery of gaming tickets
TW345642B (en) Computer network value payment system
WO2000010068A3 (en) Apparatus for and method of electronic currency generation, transfer and redemption
EP1189184A3 (en) Authentication method, authentication system, payment system, user apparatus and recording medium containing program for conducting authentication
AU3024199A (en) An apparatus for receiving and accepting tokens
WO2002050784A3 (en) Money receiving device

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AE AL AM AT AU AZ BA BB BG BR BY CA CH CN CR CU CZ DE DK DM EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MD MG MK MN MW MX NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT UA UG US UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): GH GM KE LS MW SD SL SZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

121 Ep: the epo has been informed by wipo that ep was designated in this application
AK Designated states

Kind code of ref document: A3

Designated state(s): AE AL AM AT AU AZ BA BB BG BR BY CA CH CN CR CU CZ DE DK DM EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MD MG MK MN MW MX NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT UA UG US UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: A3

Designated state(s): GH GM KE LS MW SD SL SZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

DFPE Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed before 20040101)
AK Designated states

Kind code of ref document: B1

Designated state(s): AE AL AM AT AU AZ BA BB BG BR BY CA CH CN CR CU CZ DE DK DM EE ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MD MG MK MN MW MX NO NZ PL PT RO RU SD SE SG SI SK SL TJ TM TR TT UA UG US UZ VN YU ZA ZW

AL Designated countries for regional patents

Kind code of ref document: B1

Designated state(s): GH GM KE LS MW SD SL SZ UG ZW AM AZ BY KG KZ MD RU TJ TM AT BE CH CY DE DK ES FI FR GB GR IE IT LU MC NL PT SE BF BJ CF CG CI CM GA GN GW ML MR NE SN TD TG

B Later publication of amended claims
WWE Wipo information: entry into national phase

Ref document number: 1999942146

Country of ref document: EP

WWE Wipo information: entry into national phase

Ref document number: PA/a/2001/001407

Country of ref document: MX

Ref document number: IN/PCT/2001/00139/MU

Country of ref document: IN

ENP Entry into the national phase

Ref document number: 2340055

Country of ref document: CA

Ref document number: 2340055

Country of ref document: CA

Kind code of ref document: A

WWE Wipo information: entry into national phase

Ref document number: 55589/99

Country of ref document: AU

REG Reference to national code

Ref country code: DE

Ref legal event code: 8642

WWP Wipo information: published in national office

Ref document number: 1999942146

Country of ref document: EP

WWW Wipo information: withdrawn in national office

Ref document number: 1999942146

Country of ref document: EP